How fast does a new Alice employer reach no out-of-pocket cost?

Most Alice employers see employer-side FICA savings on the first full pay cycle after launch. The setup-to-savings timeline is typically two to three weeks.

The timeline

1. Day 1: Contract signed. Onboarding call scheduled.
2. Days 2 to 7: Payroll integration set up. Reserve deposit funded (small, employer-side).
3. Days 8 to 14: Employees invited to enroll. Cards mailed to enrollees.
4. Days 15 to 21: First payroll runs with pretax deductions for enrolled employees. Employer captures FICA savings on every elected dollar. Net even: the payroll-tax savings cover Alice's fee, so there is no out-of-pocket cost.

The math

Employer FICA is 6.2% for Social Security plus 1.45% for Medicare, or 7.65% on every pretax dollar. For 100 employees each electing $150/month, that's $15,000/month in pretax payroll, or ~$1,148/month in employer FICA savings. Per year, ~$13,770.

Alice's fee is set equal to those payroll-tax savings, so from the first payroll with deductions the employer is net even: a real benefit for the team at no out-of-pocket cost.

Enrollment ramp matters

The employer-side savings scale with enrollment. A 100-person hourly workforce where 60 enroll captures FICA on those 60 elections. Enrollment typically grows over the first 90 days as more workers complete the self-enroll flow and as new hires are picked up automatically.

What's on the employer side

Alice has no up-front employer cost and no manual open enrollment to manage. Employees don't pre-fund. The employer keeps a reserve amount in its Alice plan account; it belongs to the employer and is not a fee. Setup starts with one call.

What's not on the timeline

There's no months-long benefits-admin RFP, no manual paper enrollment, and no benefits committee approval cycle. Alice is purpose-built for hourly and frontline workforces: restaurants, retail, healthcare, hospitality, logistics, and manufacturing.

Payroll connections

Alice connects to 30+ payroll providers, including ADP, UKG, Paylocity, Paycom, Paychex, Toast, and others.

Talk to sales

Talk to sales: sales@thisisalice.com or (929) 552-4625.

Savings shown or implied — including any reference to "cash back" or take-home pay — are illustrative. Actual savings depend on your tax rate, benefit elections, and eligible spending each pay period. "Cash back" in Alice's materials refers to the federal, state, and FICA payroll taxes you don't pay on eligible commuter spending. It is income tax you keep, not a cash payment from Alice, your employer, or any third party. Alice does not provide cash back, rebates, or any direct financial benefit in connection with the Program. Alice does not provide tax, legal, or financial advice. Consult your own tax preparer, lawyer, or financial advisor for guidance specific to your situation.

Specific benefits, election rules, and run-out periods depend on your employer's plan design. Check with your HR team or plan administrator for details.

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